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Life Insurance * [Life Insurance](https://www.ceylincolife.com/?page_id=44) * [Retirement Plans](https://www.ceylincolife.com/?page_id=53) * [Medical Plans](https://www.ceylincolife.com/?page_id=58) * [Life Investment](https://www.ceylincolife.com/?page_id=4042) * [Group Plans](https://www.ceylincolife.com/?page_id=4047) Menu * [Life Insurance](https://www.ceylincolife.com/?page_id=44) * [Retirement Plans](https://www.ceylincolife.com/?page_id=53) * [Medical Plans](https://www.ceylincolife.com/?page_id=58) * [Life Investment](https://www.ceylincolife.com/?page_id=4042) * [Group Plans](https://www.ceylincolife.com/?page_id=4047) ##### What are you looking for? I'm : Man Women I want to : ## How Can Life Insurance Help You Achieve Your Goals We all have goals and ambitions we want to achieve in life. Still, we often face obstacles and uncertainties on the road to realising them. Our Life Insurance solutions keep you secure and protected in the face of unexpected risks so that you can confidently move forward with your goals. Select the best life insurance plan for you and your family and enjoy the peace of mind that comes with it. Your family is the most treasured thing for you, hence you need to ensure that their hopes and dreams are met, leading to a promising future. Life insurance is not just another investment that you should consider; rather it is a strong financial backup & support plan that you have to have for your loved ones & yourself. The protection and the wealth creation opportunity will allow you and your family to confidently follow your dreams. No matter whether your needs are short term or long term we can assure you that Ceylinco Life, the Market Leader in Life Insurance, will provide the greatest financial security for your loved ones when they need it the most. So let us assist you to select the right plan for you. ## Protection Plans Protection for your family and your goals builds a strong foundation in life. Once you are ensured that your loved ones are protected, the assurance acts as a stepping stone for you to go forth towards your goals and aspirations as well. Ceylinco Life has a range of plans to ensure peace of mind in every stage of your life. ![ENDOWMENT_PLAN](https://www.ceylincolife.com/wp-content/uploads/2022/10/ENDOWMENT_PLAN.svg) Endowment We at Ceylinco Life seek to provide you with the highest... [Read More ](https://www.ceylincolife.com/endowment/) ![ADVANCE_PAYMENT_PLAN](https://www.ceylincolife.com/wp-content/uploads/2022/10/ADVANCE_PAYMENT_PLAN.svg) Advanced Payment Ceylinco Life Advance Payment is an exceptional policy through... [Read More ](https://www.ceylincolife.com/advanced-payment/) ![SMART_PROTECTION](https://www.ceylincolife.com/wp-content/uploads/2022/10/SMART_PROTECTION.svg) Smart Protection Security for your loved ones is crucial. Smart Protection... [Read More ](https://www.ceylincolife.com/smart-protection) ![SUPREME](https://www.ceylincolife.com/wp-content/uploads/2022/10/SUPREME.svg) Supreme Your passion and determination to reach your goals have got... [Read More ](https://www.ceylincolife.com/supreme) ![SAUBHAGYA](https://www.ceylincolife.com/wp-content/uploads/2022/10/SAUBHAGYA.svg) Saubhagya Women play a crucial role in today’s world. They are mothers,... [Read More ](https://www.ceylincolife.com/saubhagya) No posts found ## Savings Plans Sound financial reinforcement is needed in any product you invest in, especially when you’re focused on reaching your goals. We at Ceylinco Life never forget that a strong financial backing is a major key in one’s path to achieving their dreams in life. These return-oriented life insurance plans are tailor made to give you the best value back. ![Logo](https://www.ceylincolife.com/wp-content/uploads/2022/10/Pension-Saver-Logo-768x748.jpg) Pension Saver Pension Saver is the premier retirement plan in the Sri Lankan... [Read More ](https://www.ceylincolife.com/pension-saver) ![Logo](https://www.ceylincolife.com/wp-content/uploads/2022/10/Future-Logo-768x844.jpg) Future Saver Whatever happens next, you can be future-ready with Ceylinco... [Read More ](https://www.ceylincolife.com/future-saver) ![New Project](https://www.ceylincolife.com/wp-content/uploads/2022/10/New-Project-768x761.png) Smart Saver​ “Smart Saver”, a Life Protection + an exclusive... [Read More ](https://www.ceylincolife.com/smart-saver/) ![Medical Saver - Logo](https://www.ceylincolife.com/wp-content/uploads/2024/03/Medical-Saver-Logo-e1716371432659.png) Medical Saver As we lead our busy lives, the danger of unexpected sickness... [Read More ](https://www.ceylincolife.com/life-insurance/medical-saver/) No posts found ## Education Plans Today the world has opened up a great deal of opportunities for your child to be a master in their inspired field. As a parent, you must ensure that your child’s education continues regardless of any unexpected events. These products offer protection and create a brighter path for all stages of your child’s education. ![Logo](https://www.ceylincolife.com/wp-content/uploads/2022/10/Degree-Saver-Logo-768x761.jpg) Degree Saver Education Plan Living in a rapidly developing era, the world… [Read More ](https://www.ceylincolife.com/degree-saver/) ![SIPSETHA](https://www.ceylincolife.com/wp-content/uploads/2022/10/SIPSETHA.svg) Sipsetha Your child’s education is of utmost important to you and… [Read More ](https://www.ceylincolife.com/sipsetha) ![RANDARU](https://www.ceylincolife.com/wp-content/uploads/2022/10/RANDARU.svg) Ran Daru It is important, that as a parent, everything is done… [Read More ](https://www.ceylincolife.com/ran-daru/) No posts found ## Understanding Life Insurance ## Life Insurance A contract between an individual and an insurer where the insurer promises to pay the individual’s listed beneficiaries a sum of money upon the death of the insured person. ## Premium The amount an insurance provider charges an individual to manage the risks related to the policy. ## Death Benefit The amount a beneficiary receives when an insured individual dies. ## Claims The beneficiary (ies) files a death claim with the insurance company, submitting a certified copy of the death certificate. Many companies allow insurers 30 days to review the claim. Then they can pay it, deny it or ask for additional information. ## Maturity Date A life insurance policy reaches maturity upon the death of the policyholder or when the period stated in the contract expires. ## Beneficiary An individual who is entitled to receive the benefits of an insurance policy. The policyholder declares his or her beneficiaries upon signing the insurance contract. ## Rider Benefits Insurance providers project the risks that may occur to a policyholder. The providers usually calculate the risks based on factors such as age and medical history. Higher risk entails higher and more expensive coverage. ## Risks Insurance providers project the risks that may occur to a policyholder. The providers usually calculate the risks based on factors such as age and medical history. Higher risk entails higher and more expensive coverage. ## Endowment A type of insurance that provides benefits both when death occurs during the term of the policy and when the insured individual is alive at the end of such a term ## Why Should You Get a Life Insurance Cover? * In the unfortunate event of your sudden demise, the future of your loved ones will be free of worry. * The undisturbed continuation of your child’s education. * Coverage of critical illnesses, should you or a family member contract a serious illness. * A monthly income in the event you or a dependant were to fall victim to a total or permanent disability. * To release you from your loan debts. * To enjoy your retirement without being a burden on anyone. ## The Company [ Who We Are ](https://www.ceylincolife.com/?page_id=42) [ The Leadership ](https://www.ceylincolife.com/?page_id=1472) [ Investor Relations ](https://www.ceylincolife.com/?page_id=1477) [ Awards & Recognitions ](https://www.ceylincolife.com/?page_id=1479) [ Subsidiaries ](https://www.ceylincolife.com/?page_id=1483) ## The Products [ Life Insurance ](https://www.ceylincolife.com/?page_id=44) [ Retirement ](https://www.ceylincolife.com/?page_id=53) [ Medical Plans ](https://www.ceylincolife.com/?page_id=58) [ Investment ](https://www.ceylincolife.com/?page_id=4042) [ Group ](https://www.ceylincolife.com/?page_id=4047) ## Other [ News ](https://www.ceylincolife.com/?page_id=106) [ Careers ](https://www.ceylincolife.com/?page_id=101) [ Complaints ](https://www.ceylincolife.com/wp-content/uploads/2023/08/Complaints-handling-procedure.pdf) [ Privacy Policy ](https://www.ceylincolife.com/?page_id=6829) [ Customer Documents ](https://www.ceylincolife.com/?page_id=4803) ## Social Media * [ ](https://www.facebook.com/CeylincoLifeofficialpage) * [ ](https://www.instagram.com/ceylinco_life/) * [ ](https://www.linkedin.com/company/ceylinco-life?trk=top_nav_home) * [ ](https://www.youtube.com/channel/UCY06S915jYyq-t3nzH0J1qQ/feed?view_as=public) ## Download Ceylife Digital [ ![app-store](https://www.ceylincolife.com/wp-content/uploads/2022/08/app-store.png) ](https://apps.apple.com/lk/app/ceylife-digital/id1573194159) [ ![google-play](https://www.ceylincolife.com/wp-content/uploads/2022/08/google-play.png) ](https://play.google.com/store/apps/details?id=com.ceylincolife.ceylifeapp) [ ![app-gallery](https://www.ceylincolife.com/wp-content/uploads/2022/08/app-gallery.png) ](https://appgallery.huawei.com/app/C103716773) Ceylinco Life Insurance Limited, Ceylinco Life Tower, 106 Havelock Road, Colombo 5. 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