THE ZERO TOLERANCE LIST
 Pocketing EMI money (keeping cash meant for company)
 Embezzlement (collecting money but not depositing)
 Unauthorized collections (forcing clients to pay extra beyond their loan)
 Taking bribes (money/gifts from clients for loan approval)
 Wrong posting, no correction (EMI in wrong account and you don't fix it quickly)
 Instructing clients to pay vendors directly (bypassing company deposit)
These are CRIMES. Not just "mistakes."