Monthly Incentive Policy  
Objective:   
• To reward and recognize the efforts of employees for increasing business development, ensuring on -
time repayment, promotion of social impacted products, conducting on time centre meetings, 
customer grievance handling, conducting on time end user verification, achieving high audit grading. Policy period: 
• 01st January 2026 – 31st March’26 
Incentive Pay-out Date:  
• 17th of the subsequent month 
Policy Applicable for: 
• All Branch Manager, Cluster Manager  of Madhya Pradesh, Gujarat, Maharashtra , Chattisgarh, Andhra 
Pradesh, Odisha, Assam. Eligibility Criteria: 
1. It is mandatory to qualify under Mission Parivartan Bonanza to become eligible for monthly incentive 
scheme. 2. Minimum disbursement criteria: 
Branch Vintage No. of Centre Officers 
deployed 
Minimum disbursement to 
be done 
Up to 12 months Up to 5 Centre Officers 30 Lakhs 
Above 5 Centre Officers 40 lakhs  
Above 12 months Up to 5 Centre Officers 35 Lakhs 
Above 5 Centre Officers 50 lakhs  
 
• EUV of 150 Clients (arrear free clients) preferably disbursed in previous months and 100% of arrear 
clients is mandatory. During EUV, Credit plus product shall be promoted. Component of Incentive Policy: 
1. Business Development Incentive 
2. Client Maintenance Incentive – JLG Loans 
3. Arrear reduction incentive.